4.25% INTEREST RATE IN YOUR FIRST YEAR?! Yes, you read that right! The seller is offering a 3-2-1 mortgage rate buydown, allowing qualified buyers to enjoy reduced mortgage payments for the first THREE years! Based on a 7.25% note rate, payments are calculated at 4.25% in year one, 5.25% in year two, and 6.25% in year three. Welcome to 26 Motley Street, where classic Portland charm meets opportunity! This inviting 3-bedroom, 2-bath home features freshly refinished hardwood floors, a finished basement for additional living space, and a fenced-in backyard perfect for entertaining, relaxing, or your four-legged friends. And here's the real bonus: TWO LOTS! The sale includes 26 and 30 Motley Street, totaling approximately 10,000 square feet. The second lot offers exciting potential for another home, a rare value-add opportunity for future development or investment, subject to municipal approvals. In Portland's desirable Rosemont neighborhood, enjoy nearby favorites like Rosemont Market & Bakery and Crooked Mile Cafe, parks and trails, and easy access to downtown, the Old Port, Maine Medical Center, Portland International Jetport, I-295, and the Maine Turnpike for travel toward Boston. An incredible location, future potential, and a seller-funded opportunity to ease into homeownership! The proposed loan option also has no prepayment penalty if you refinance. Financing and buydown subject to lender approval, buyer qualification, and program guidelines. Advertised 4.25% is a temporary first-year payment rate based on a 7.25% note rate, not a permanent interest rate. Payments return to the note rate in year four. Buyer must qualify at the full note rate. No-prepayment-penalty provision subject to lender confirmation. Buyer to verify buildability and municipal requirements.